Are there good credit cards for beginners?

There are good credit card options available, even if you have limited credit. Credit cards for beginners can help you build a positive credit history just by paying your regular bills. Some cards for beginners offer simple rewards and perks, like earning cash back on purchases.

What is a beginner credit card?

Beginner credit cards are designed with the new cardholder in mind. Pay your credit card balance in full and by the due date, and you'll be on your way to a great credit score. Terms apply. Beginner credit cards are designed with the new cardholder in mind.

Can a beginner get a credit card?

Credit card beginners who haven’t had success getting a credit card should have higher approval odds in opening a OpenSky® Secured Visa® Credit Card. This card can help build credit by reporting customers’ payment history to the major credit bureaus. The account has a low fee, a low APR, and no minimum credit score requirement. 11.